LocationsOshawa

Small business accountant in Oshawa.

Corporate tax, bookkeeping, payroll and HST for Oshawa small businesses, skilled trades and incorporated consultants. Personal tax filed alongside your corporate return. ~10 minutes from our Whitby office, video also available.

Accountant in Oshawa, Ontario
Accepting new Oshawa clientsIn-person at our Whitby office or video~10 min from Whitby
Why Oshawa

Small business in Oshawa is its own kind of CPA work.

Oshawa has a different business mix than the rest of Durham. The skilled-trade and auto-related businesses that grew up around decades of GM manufacturing are a substantial owner-operated sector in their own right: mechanics, body shops, parts suppliers, fabricators and the contractors who serve them. Durham College and Ontario Tech graduates are starting consulting practices, technology services and small product businesses across the city. And the downtown core, Simcoe Street and the north Oshawa commercial strips carry a real independent retail and services cluster.

We work with Oshawa business owners across all of those segments, and your file is handled by a CPA, CA with over 20 years in the profession. Less generic small-business advice. More tailored answers for the patterns we see most often here.

What we handle

What your Oshawa small business accountant handles for the year.

Corporate tax, monthly bookkeeping, payroll, HST, year-end financial statements and CRA support, with your personal return filed alongside the business. One firm for the whole picture, one fixed fee quoted up front.

Corporate tax (T2)

For incorporated owners across trades, retail and services. Filed on time with planning for the year ahead, not just compliance after the fact.

Monthly bookkeeping & HST

Reconciled monthly to your bank and your invoicing. Quick-method HST evaluated where it applies.

Payroll for your crew

Staff payroll, T4s, ROEs, source deductions: handled correctly so the CRA stays happy.

Year-end financial statements

Compilations prepared for your bank, your lender or your own read on the year. Ready when your financing or leasing conversation needs them.

Incorporation & structure

Whether to incorporate, when, and how to pay yourself once you do. Salary and dividend mix reviewed every year, not set once and forgotten.

Personal tax (T1)

Filed alongside your corporate return so both sides are planned together. Owner draws, dividends and deductions coordinated in one place.

Built for Oshawa

Where we add the most value.

Four common Oshawa small business profiles, and where our work tends to make the biggest difference.

01

Owner-operated shops and independent retail

Independent retail, restaurants and service businesses through the downtown core, Simcoe Street and the north Oshawa commercial strips. Bookkeeping, HST, payroll and the corporate return handled together on one fixed fee, so year-end stops being a scramble and you can actually see your margin through the year.

02

Skilled trades and auto-related businesses

Mechanics, body shops, parts suppliers and the broader skilled-trade ecosystem. We evaluate the HST quick method, set up CRA-defensible vehicle and tool tracking, handle the corporate side cleanly, and advise on whether to bring on staff vs sub-contractors.

03

Durham College and Ontario Tech entrepreneurs

Recent graduates and second-career entrepreneurs starting consulting practices, technology services and small product businesses. We handle the should-I-incorporate question, HST registration timing, home office and vehicle deductions, and the cash-flow side.

04

Downtown Oshawa owner-operated business

Independent shops, restaurants, services and professionals across the Oshawa core. Year-round bookkeeping, payroll, HST and corporate taxes handled together by one firm, one fee.

Who we work with

Three kinds of Oshawa business clients.

Owner-operated businesses and trades

Skilled trades, auto-related, retail and services. Personal + corporate filed together with HST and payroll handled monthly.

New entrepreneurs and consultants

Recent graduates and second-career entrepreneurs starting their first business. Plain advice on incorporation, deductions and what the CRA expects.

Established incorporated owners

Businesses past the start-up stage with staff, equipment and a lender to answer to. Compensation strategy, financial statements and multi-year corporate tax planning.

Elena Kanter, CPA, CA, founder of EK CPA Pro
Your accountant

You'll work directly with Elena.

EK CPA Pro is owner-operated. When you call, you're talking to the CPA, CA who's actually doing the work, not a junior who hands the file off at year-end. Elena has been working with owner-operated businesses across Durham Region since 2009, and is a graduate of CPA Canada's In-Depth Tax Program.

How we meet

How meetings work for Oshawa clients.

Our office is at 70 Taunton Road East in Whitby. About 10 minutes from most Oshawa addresses, less from the western neighbourhoods. Most Oshawa clients do a mix of in-person and video, with the year-end meeting in person.

In-person at our Whitby office

70 Taunton Road East, Whitby. Free parking. Easy off the 401.

In-person at your office

Annual reviews, signing meetings or kick-off for a larger client. Available on request.

Video

Most regular check-ins. Documents shared securely beforehand so the meeting is the conversation, not the paper handoff.

Common questions

Questions Oshawa business owners ask first.

Do you work with small businesses in Oshawa?

Yes. Small business is the core of our Oshawa work: incorporated owner-operators, skilled trades and auto-related businesses, independent retail and restaurants, and consultants working through their own corporation. We handle corporate tax (T2), monthly bookkeeping, HST, payroll, year-end financial statements and CRA correspondence, and we file your personal return alongside the business so both sides are planned together. Our office is at 70 Taunton Road East in Whitby, about 10 minutes from most Oshawa addresses, and we work with clients across Oshawa, Courtice, Whitby, Bowmanville and Clarington.

What does a small business accountant cost in Oshawa?

A fixed fee, quoted before we start. What drives it is the work involved: whether you are a sole proprietor or incorporated, whether you need monthly bookkeeping or arrive with clean books, whether you run payroll, and how many HST filings you have in the year. A straightforward personal return sits at the low end. An incorporated business with monthly bookkeeping, payroll and a corporate return is a larger engagement, and you get that number up front rather than an hourly surprise.

I run an auto-related business. What's different about that compared to other small businesses?

Tools and equipment depreciation, parts inventory, customer deposits and warranty work all have specific accounting treatment. Vehicle deductions get scrutinized hard by the CRA. We handle the auto-sector accounting nuances and the corporate tax side together.

I just graduated and started consulting. When should I worry about HST and incorporating?

HST kicks in once your gross taxable revenue crosses $30K in any rolling 12-month period. Incorporation usually makes sense once your income comfortably exceeds what you need personally. We'll check both thresholds at your first meeting and tell you where you stand.

Who files income tax in Oshawa, and what does it cost?

We file personal income tax (T1) and corporate income tax (T2) for Oshawa residents and businesses, in person at our Whitby office 10 minutes up the road or entirely by video. A straightforward personal return is a fixed fee quoted before we start. Rental property, investment income, self-employment or a corporation all take longer and cost more, and you get that number up front rather than an hourly surprise.

Do you file my personal tax as well as the business return?

Yes, and we prefer to. When one firm files both, the owner side and the corporate side get planned together: how much salary versus dividend you take, when to leave income in the corporation, how your deductions line up. Filing them at two firms is where owners tend to lose money, because neither side sees the whole picture.

Do you do bookkeeping for Oshawa small businesses?

Yes, monthly. Feeds reconciled, HST tracked to your filing frequency, payroll and source deductions remitted on schedule, and the month closed with anything unusual flagged. For the auto-related and trades businesses common around Oshawa, we also keep job and vehicle costs coded properly through the year, which is what makes the deduction defensible if the CRA asks later.

How do you bill?

Fixed-fee, quoted up front. You'll know the cost of your work before we start. No surprise invoices, no hourly billing.

Want more information?

Let's talk!