Accounting for Pickering.
Personal tax, corporate accounting and bookkeeping for Pickering professionals, business owners and landlords. Meet at our Whitby office, your office or video. Handled by a CPA, CA who has been working with Pickering clients since 2009.
Pickering accounting is a mix.
Pickering doesn't fit a single profile. You've got OPG and Toronto-commuter professionals with side businesses and rental properties. Small medical and dental practices around the Town Centre. Newer dual-income families balancing RRSPs, RESPs and the Pickering housing market. The accounting needs lean personal-tax-heavy with a corporate side stitched in for the owner-operators.
We've been working with Pickering clients across all those situations since 2009. Less guesswork on what you can actually claim. Better answers on whether and when to incorporate. And a real person to call when the CRA sends a letter, instead of a chatbot or a junior who hands the file off at year-end.
The full picture for your year.
Personal tax, corporate tax, bookkeeping, payroll and advisory under one roof. One firm, one point of contact, one set of advice that lines up across your personal and business returns.
Personal tax (T1)
Filed correctly with all the deductions you're entitled to and nothing you aren't.
Rental & investment income
Net rental, capital gains, dividends and T1135 if you've got foreign holdings.
Side-business & sole-prop tax
HST registration, home office, vehicle and the income piece all done together.
Corporate tax (T2)
For incorporated owners. Filed on time with planning baked in for the next year.
Monthly bookkeeping
Reconciled to your bank and your invoicing every month so year-end is a quick close.
Incorporation & comp planning
Whether to incorporate, when, and how to pay yourself. Salary, dividends, or both.
Where we add the most value.
Four common Pickering client profiles, and where our work tends to make the biggest difference.
OPG and Toronto-commuter professionals with side income
You've got a strong T4 plus a side practice, consulting income or rentals on the side. We coordinate the personal return across all of it: side-business deductions, HST when relevant, RRSP room working with a defined benefit pension, stock options if there are any. One return, optimized end-to-end.
Pickering rental landlords
Whether it's your first rental or your sixth, we set up the schedule properly so net income is right and CCA is a deliberate choice, not a default. Most first-time landlords find deductions they didn't know they could claim, and we keep the principal residence designation intact for when you eventually sell.
Town Centre medical, dental and professional practices
We plan your personal return and your Professional Corporation T2 as one picture, not two filings stitched together in April. Share-ownership planning under your College's rules, family income strategy, retained earnings inside the PC, all coordinated so the structure works for you.
Owner-operated trades and small services
Your corporate side, payroll, HST and vehicle deductions all handled cleanly. We evaluate the HST quick method on day one (it usually saves trades a few thousand a year), set up the vehicle and tool tracking that holds up to CRA scrutiny, and make year-end a fast close instead of a scramble.
Three kinds of Pickering clients.
T4 professionals with side income or rentals
Toronto-commuter and OPG employees with a freelance practice, consulting income, or a rental property on the side. We file the T1 with all the layers handled correctly.
Owner-operated small businesses & trades
Pickering trades, service businesses and incorporated owners. We handle the personal return, the corporate T2, payroll and the year-round bookkeeping.
Medical, dental and other regulated professionals
Practitioners with their own clinic in Pickering. We work alongside your College's Professional Corporation rules and coordinate personal and corporate tax together.
You'll work directly with Elena.
EK CPA Pro is owner-operated. When you call, you're talking to the CPA, CA who's actually doing the work, not a junior who hands the file off at year-end. Elena has been working with owner-operated businesses across Durham Region since 2009, and is a graduate of CPA Canada's In-Depth Tax Program.
How meetings work for Pickering clients.
Our office is at 70 Taunton Road East in Whitby, about 15 minutes from most Pickering addresses. You pick the format that fits your week. Most year-round check-ins happen by video; year-end and tax-strategy meetings are usually in-person if you prefer.
In-person at our Whitby office
70 Taunton Road East, Whitby. Free parking on site. Easy off the 401 or the 412.
In-person at your office
Annual reviews, signing meetings or a kick-off for a larger client. Available on request.
Video
Most regular check-ins. Documents shared securely beforehand so the meeting is the conversation, not the paper handoff.
Questions Pickering clients ask first.
Do I have to come to your Whitby office?
No. Most of our Pickering clients do a mix. The first meeting is usually in person at our Whitby office (~15 min) so you can put a face to the name and we can walk through your situation properly. After that, regular check-ins are by video for most clients. Year-end and tax-strategy meetings are in person again if you prefer.
I work for OPG and have a side business. What should I be tracking?
Income from the side work (gross), every business expense (vehicle, home office, supplies, software, professional development), and HST collected if you've crossed the $30K threshold. We'll set up the tracking system in the first meeting and tell you exactly what to keep receipts for. The side income gets reported on a separate schedule of your T1, with the deductions netted off.
I bought a rental property in Pickering. What changes on my taxes?
You'll have a rental income and expenses schedule on your T1 from the year of purchase forward. Net rental income (gross rent minus mortgage interest, property tax, insurance, utilities you pay, repairs and management) is what gets taxed at your marginal rate. We can usually find deductions first-time landlords miss, and we'll flag whether to claim CCA (depreciation) based on your specific situation. It's a trade-off, not always the right call.
When should I incorporate my Pickering side business?
Usually once your business income comfortably exceeds what you need personally each year, because the small business deduction gives you a lower corporate tax rate on retained earnings. The answer also depends on your employment income from your day job, your spouse's income, your debt and your savings goals. We model both options with your real numbers in the first meeting.
How do you bill?
Fixed-fee, quoted up front. You'll know the cost of your T1, any HST filings, the corporate side if you have one and any monthly bookkeeping before we start. No surprise invoices, no hourly billing.