Accounting for Port Perry.
Personal tax, retirement and estate planning, and small-business accounting for Port Perry and the broader Scugog Township. Video-first with in-person on request. ~30 minutes from our Whitby office.
Port Perry has a specific accounting personality.
Most of our Port Perry work falls into one of three buckets: retirees and near-retirees thinking through the next 20 years, lakefront tourism-related small businesses (restaurants, marinas, services tied to the seasonal economy), and the rural-trades and farm operations across Scugog Township. The accounting is often estate-aware and seasonally lumpy.
We've been working with Port Perry clients for over a decade, mostly video-first because of the distance. Year-end and strategy sessions usually happen in person at our Whitby office or, for bigger files, at your location.
The full picture for your year.
Personal tax, corporate tax, retirement and estate planning, and bookkeeping. One firm for the whole picture, with the depth to handle the more complex situations Port Perry clients often have.
Personal tax (T1)
Filed cleanly with pension, RRIF, OAS, dividends, rental and farm income all coordinated.
Retirement & withdrawal strategy
Multi-year plan that minimizes tax leak across the income sources you're drawing from.
Estate planning support
Tax-side coordination with your lawyer. Gradual gifting, principal residence, holding-company strategy where it fits.
Corporate tax (T2)
For incorporated owners across tourism, trades and services. Filed on time with planning ahead.
Farm & rural accounting
Farm income classification, CCA on equipment and buildings, succession planning when the next generation steps in.
Short-term rental tax
Cottage and Airbnb rental income, personal-use vs rental-use apportioning, GST/HST when applicable.
Where we add the most value.
Four common Port Perry client profiles, and where our work tends to make the biggest difference.
Retiree wealth and estate planning
Pensions, RRIFs, dividend strategy, OAS clawback, gradual gifting, and the principal residence and cottage-style assets all coordinated multi-year. We work with your investment advisor and your lawyer so the tax piece fits the broader plan.
Lakefront and tourism-related small business
Restaurants, marinas, retail and services tied to the seasonal Lake Scugog economy. Cash flow is lumpy by design. We build the bookkeeping and tax planning around the season instead of fighting it.
Trades and Scugog farm operations
Skilled trades and farm businesses across the township. Farm income classification, CCA on equipment and buildings, the principal residence question when you live on the operation, succession planning when the next generation steps in.
Second-home and cottage rentals
Many Port Perry clients have a property they rent part-time or seasonally. Personal-use vs rental-use apportioning, principal residence designation, short-term rental GST/HST: we handle the whole picture.
Three kinds of Port Perry clients.
Retirees and near-retirees
Multi-year withdrawal strategy, dividend tax credit, OAS clawback management, gradual estate planning. We coordinate the moving parts.
Lakefront and tourism-related businesses
Restaurants, marinas, retail and services with seasonal revenue. Bookkeeping and tax planning built around the season.
Trades and farm operations
Skilled trades and rural businesses. Personal and corporate filed together with the rural-property and farm-income rules handled correctly.
You'll work directly with Elena.
EK CPA Pro is owner-operated. When you call, you're talking to the CPA, CA who's actually doing the work, not a junior who hands the file off at year-end. Elena has been working with owner-operated businesses across Durham Region since 2009, and is a graduate of CPA Canada's In-Depth Tax Program.
How meetings work for Port Perry clients.
Most Port Perry clients work with us video-first because of the drive. We typically meet in person once or twice a year, for the kick-off, the year-end review, or a tax-strategy session. Either at our Whitby office or, for clients with bigger files, at your location.
Video
Most regular check-ins. Documents shared securely beforehand so the meeting is the conversation.
In-person at your location
Annual reviews, especially for farm or seasonal-business clients with operations to walk through.
In-person at our Whitby office
70 Taunton Road East, Whitby. ~30 min drive. Often used for the year-end signing meeting.
Questions Port Perry clients ask first.
I'm retired in Port Perry. Can you help with the multi-year tax picture?
Yes, the tax side. We model the withdrawal sequence (RRSP/RRIF, non-registered, dividends from your corp if you have one), watch for the OAS clawback threshold, optimize the dividend tax credit, and coordinate with your investment advisor and your lawyer. The earlier the planning starts, the more flexibility you have.
I run a seasonal business on the lake. How do you handle the cash-flow lumps?
Cash-flow forecasting is part of the work. We build the year around the season, set up the bank reserves to cover the off-season, time the HST and tax instalments around when you actually have the money, and run quarterly check-ins to keep things on track.
I farm in Scugog. Do you do farm taxes?
Yes. Farm income has its own tax treatment under the Income Tax Act, separate from regular business income, with specific rules around losses, CCA classes for buildings and equipment, and the principal residence question when you live on the operation. We've handled this combination many times.
I rent out my cottage. What about the tax on that?
Rental income is taxable. The deductible portion of expenses gets apportioned between personal-use and rental-use days. If your gross rental crosses the GST/HST threshold, you may need to register and charge GST/HST on the bookings. The principal residence designation gets complicated when one property is sometimes rented. We sort the categorization once and run it cleanly.
How do you bill?
Fixed-fee, quoted up front. You'll know the cost of your work before we start. No surprise invoices, no hourly billing.